Lusaka · Collateral-backed loans

Pledge an asset.
Get cash today.

Short-term loans secured by your vehicle, land, or valuables. A flat 25% interest, a 30-day term, and your asset back the moment you repay. No compounding. No surprises.

  • Flat 25% interest
  • 30-day term
  • Same-day cash
Pledged asset Approved

Toyota Corolla · 2015

Valued at K30,000

Cash to you

K15,000

Term
30 days
Interest · flat 25%
K3,750
Repay by day 30
K18,750

How it works

Three steps from asset to cash.

01

Pledge your asset

Bring your vehicle, title deeds, or valuables. We value it on the spot and agree your loan amount.

02

Get your cash

Receive your loan the same day. Your asset is held securely as the only collateral — nothing else required.

03

Repay in 30 days

Pay back your loan plus the flat 25%. Collect your asset, in the same condition you left it.

What we accept

If it holds value, it can hold a loan.

Five categories of collateral. One simple product. Final amount depends on valuation.

01

Vehicles

Cars, bakkies, motorbikes & trucks with clear ownership.

02

Land & title deeds

Titled property and plots with verifiable documentation.

03

Electronics

Laptops, phones, TVs & generators in working order.

04

Jewelry

Gold, precious metals and stones, assessed by weight & purity.

05

Business equipment

Machinery and tools that keep their resale value.

Loan calculator

Know the cost before you borrow.

Drag to set your loan amount. One flat 25% over 30 days — that's the whole price. The figure you see is the figure you repay.

Loan amount K15,000
K1,000 K100,000

Total to repay · day 30

K18,750

Interest · flat 25%

K3,750

Term

30 days

Apply for K15,000 →

Indicative only. Your final amount depends on asset valuation.

Apply in minutes

Your asset is ready to work for you. Are you?

Step 1

Tell us your asset

Share what you'd like to pledge and how much you need.

Step 2

Quick valuation

We assess your asset and confirm your loan — usually same day.

Step 3

Collect your cash

Sign, hand over your asset for safekeeping, and walk out paid.

Start your application → or call +260 974 579 311